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Kubo is the first neobank built for the African diaspora. Send money from Europe to Angola, Cape Verde & more — up to 70% cheaper.
2,000+ people waiting
across 8 countries
Total Balance
€12,500
Savings · AOA
462,735 AOA
Recent Transfers
Maria Santos
Angola · Today
−€500
462,735 AOA
Carlos Furtado
Cape Verde · Yesterday
+€300
33,081 CVE
Amadu Bari
Guinea-Bissau · 6 Apr
−€150
102,486 XOF
Live calculator
Rates may vary at execution.
Millions of Africans are excluded from the global financial system — forced to pay high fees, wait days for transfers, or rely on informal networks.
Families lose up to 6–8% on every transfer. Over a year, that's hundreds of euros disappearing.
Transfers take 3–5 business days — when money is needed instantly for rent, school, or emergencies.
Millions of Africans lack access to modern financial infrastructure. The system was not built for them.
The Kubo Way
Kubo connects Europe and Africa with fast, affordable, and transparent money transfers — designed for the African diaspora.
Seconds, not days. Move money across continents at the speed of modern infrastructure.
No hidden fees. No percentage cuts. What you see is what you pay.
Mid-market FX with zero markup — the same rate banks give each other.
Bank-grade security. Compliant in every market we operate in.
Why Kubo
No markup. We use the mid-market rate — the same one you see on Google.
Flat fees from €1.50. No percentage cuts. Always cheaper than traditional banks.
Most transfers arrive within minutes. Never again wait 3–5 business days.
Our corridors
We focus on specific corridors to guarantee the best rates, fastest delivery, and deepest coverage.
Europe
Lisbon
Portugal
Paris
France
Zürich
Switzerland
Berlin
Germany
Africa
Luanda
Angola
Praia
Cape Verde
Bissau
Guinea-Bissau
Maputo
Mozambique
Coverage
Angola
Cape Verde
Guinea-Bissau
Mozambique
São Tomé
More countries coming soon.
Trust & Security
Kubo operates on regulated financial infrastructure built for security and reliability.
End-to-end encryption on every transfer.
Powered by licensed financial partners.
European data protection standards.
Early access
Early access coming soon
Be the first to try Kubo when we launch.
Be among the first to experience fast, transparent transfers between Europe and Africa.
All personal data is protected under GDPR. Kubo follows European standards for financial security and data protection.